:root {
  --navy: #122e39;
  --navy-light: #1f4a5c;
  --navy-pale: #eef3f5;
  --ink: #122e39;
  --muted: #5c6b72;
  --line: #d9e2e5;
  --card: #ffffff;
  --bg: #f5f8f9;
  --ok: #22a06b;
}
* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
[id] { scroll-margin-top: 96px; }
body {
  font-family: "Source Sans 3", "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--bg);
}
.wrap { width: min(1140px, 92%); margin: 0 auto; }
/* FOUC prevention */
html { visibility: hidden; }

/* -- Header -- */
.top {
  background: rgba(255, 255, 255, 0.97);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(8px);
  position: sticky;
  top: 0;
  z-index: 100;
}
.top > .wrap { padding: 0; }
.header-desktop-row {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 0;
  width: 100%;
}
.desktop-brand {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--ink);
  flex-shrink: 0;
}
.desktop-brand .logo {
  height: 52px;
  width: auto;
  object-fit: contain;
}
.brand-meta { display: flex; flex-direction: column; line-height: 1.1; }
.brand-meta strong {
  font-family: "Sora", sans-serif;
  font-size: 15px;
  letter-spacing: -0.01em;
}
.brand-meta span {
  font-size: 9px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--muted);
}
.top-menu { display: flex; align-items: center; gap: 4px; margin-left: auto; }
.top-menu a {
  text-decoration: none;
  color: var(--ink);
  font-weight: 700;
  font-size: 13px;
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid transparent;
  transition: all .2s;
}
.top-menu a:hover { color: var(--navy); border-color: var(--line); background: var(--navy-pale); }

.header-mobile-row { display: none; }
.hamburger { display: none; }
.mobile-menu { display: none; }

@media (max-width: 768px) {
  .top > .wrap { width: 100%; padding-left: 12px; padding-right: 12px; }
  .header-desktop-row { display: none; }
  .header-mobile-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 10px 0;
    gap: 12px;
    width: 100%;
  }
  .mobile-head-left { display: flex; align-items: center; gap: 10px; min-width: 0; }
  .mob-logo { height: 42px; width: auto; object-fit: contain; display: block; }
  .hamburger {
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    background: none;
    border: none;
    padding: 8px;
    cursor: pointer;
    flex-shrink: 0;
    border-radius: 8px;
    transition: background 0.15s;
    -webkit-tap-highlight-color: transparent;
  }
  .hamburger:hover { background: var(--navy-pale); }
  .hamburger span {
    width: 22px;
    height: 2px;
    background: var(--ink);
    border-radius: 2px;
    display: block;
    transition: all 0.25s ease;
  }
  .hamburger[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .hamburger[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .hamburger[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .mobile-menu {
    display: none;
    flex-direction: column;
    border-top: 1px solid var(--line);
    background: rgba(255, 255, 255, 0.99);
  }
  .mobile-menu.is-open { display: flex; }
  .mobile-menu a {
    padding: 14px 20px;
    text-decoration: none;
    color: var(--ink);
    font-weight: 600;
    font-size: 16px;
    border-bottom: 1px solid var(--navy-pale);
    transition: background 0.15s;
  }
  .mobile-menu a:last-child { border-bottom: none; }
  .mobile-menu a:hover { background: var(--navy-pale); color: var(--navy); }
}

/* -- Buttons -- */
.btn {
  text-decoration: none;
  border: 0;
  border-radius: 999px;
  padding: 13px 22px;
  min-height: 46px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-weight: 800;
  font-size: 14px;
  letter-spacing: 0.01em;
  cursor: pointer;
  transition: all .2s ease;
  box-shadow: 0 10px 22px rgba(18, 46, 57, 0.14);
}
.btn:hover { transform: translateY(-1px); }
.btn-wa { background: linear-gradient(135deg, #22a06b 0%, #1d8e60 100%); color: #fff; }
.btn-wa:hover { background: linear-gradient(135deg, #1f9866 0%, #18764f 100%); }
.btn-main { background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%); color: #fff; }
.btn-main:hover { background: linear-gradient(135deg, #0d232c 0%, var(--navy) 100%); }
.btn-light {
  background: #fff;
  color: var(--ink);
  border: 1px solid var(--line);
  box-shadow: 0 10px 22px rgba(18, 46, 57, 0.08);
}
.btn-light:hover { background: var(--navy-pale); border-color: #c3d2d7; }
.wa-icon { width: 30px; height: 30px; display: inline-block; }

/* -- Hero -- */
.hero { padding: 56px 0 28px; }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 26px; align-items: center; }
.pill {
  display: inline-block;
  padding: 7px 13px;
  border-radius: 999px;
  background: var(--navy-pale);
  color: var(--navy);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 14px;
}
h1 {
  margin: 0 0 12px;
  line-height: 1.06;
  font-size: clamp(31px, 4.5vw, 50px);
  font-family: "Sora", sans-serif;
  letter-spacing: -0.02em;
  color: var(--navy);
}
.lead { margin: 0 0 20px; color: var(--muted); font-size: 20px; line-height: 1.6; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; }
.hero-img { border-radius: 24px; overflow: hidden; box-shadow: 0 24px 45px rgba(18, 46, 57, 0.22); border: 1px solid var(--line); }
.hero-img img { width: 100%; height: 100%; object-fit: cover; display: block; }

.hero.hero-media {
  background:
    linear-gradient(90deg, rgba(8, 24, 32, 0.94) 0%, rgba(18, 46, 57, 0.88) 45%, rgba(31, 74, 92, 0.55) 100%),
    url("https://macrocreditos.b-cdn.net/background%20hero.jpg") center / cover no-repeat;
}
.hero.hero-media h1 { color: #fff; }
.hero.hero-media .lead { color: #cfe3e9; }
.hero.hero-media .pill { background: rgba(255, 255, 255, 0.14); color: #fff; }
.hero.hero-media .btn-light { background: rgba(255, 255, 255, 0.12); color: #fff; border-color: rgba(255, 255, 255, 0.35); }
.hero.hero-media .btn-light:hover { background: rgba(255, 255, 255, 0.2); }

/* -- Stats strip -- */
.strip { margin: 18px 0 30px; }
.strip-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.metric {
  background: linear-gradient(160deg, #ffffff 0%, var(--navy-pale) 100%);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 16px;
  text-align: center;
}
.metric b { display: block; font-size: 24px; margin-bottom: 4px; color: var(--navy); font-family: "Sora", sans-serif; }
.metric span { color: var(--muted); font-size: 14px; }

/* -- Sections -- */
.section { padding: 18px 0 28px; }
.title {
  margin: 0 0 14px;
  font-size: clamp(24px, 3.2vw, 36px);
  font-family: "Sora", sans-serif;
  letter-spacing: -0.02em;
  color: var(--navy);
}
.subtitle { color: var(--muted); margin: 0 0 18px; line-height: 1.6; }
.section-benefits .card {
  background: linear-gradient(160deg, #ffffff 0%, var(--navy-pale) 100%);
  border: 1px solid var(--line);
  border-top: 4px solid var(--navy);
}
.section-benefits .card h3 { color: var(--navy); }

.image-break { margin: 6px auto 24px; }
.image-break figure {
  margin: 0;
  border-radius: 22px;
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: 0 18px 36px rgba(18, 46, 57, 0.18);
  position: relative;
}
.image-break img { width: 100%; height: 340px; object-fit: cover; display: block; }
.image-break figcaption {
  position: absolute;
  left: 0; right: 0; bottom: 0;
  padding: 16px 18px;
  color: #fff;
  font-weight: 600;
  background: linear-gradient(0deg, rgba(5, 15, 20, 0.78), rgba(5, 15, 20, 0.05));
}

.cards3 { display: grid; grid-template-columns: repeat(3, auto); gap: 14px; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: 16px; padding: 18px; }
.card h3 { margin: 0 0 8px; font-size: 19px; }
.card p { margin: 0; color: var(--muted); line-height: 1.6; }

.section-process {
  background: linear-gradient(135deg, #0d232c, var(--navy) 62%, var(--navy-light));
  border-radius: 0;
  color: #fff;
  padding: 30px 0 36px;
  margin-bottom: 26px;
  position: relative;
  overflow: hidden;
}
.section-process::before {
  content: '';
  position: absolute;
  width: 380px;
  height: 380px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.05);
  right: -120px;
  top: -160px;
}
.section-process .title, .section-process .subtitle { color: #fff; position: relative; z-index: 1; }
.section-process .subtitle { opacity: 0.9; }
.steps-flow { display: flex; align-items: stretch; gap: 4px; position: relative; z-index: 1; }
.step {
  flex: 1;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 18px;
  padding: 24px 22px;
  backdrop-filter: blur(3px);
}
.step-icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}
.step-icon svg { width: 22px; height: 22px; stroke: #fff; fill: none; }
.n {
  width: 30px; height: 30px;
  border-radius: 999px;
  background: linear-gradient(135deg, #ffffff 0%, #cfe3e9 100%);
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 13px;
  margin-bottom: 10px;
  box-shadow: 0 6px 14px rgba(0, 0, 0, 0.25);
}
.step h4 { margin: 0 0 6px; color: #fff; font-family: "Sora", sans-serif; }
.step p { margin: 0; color: #dcecf1; line-height: 1.6; font-size: 14px; }
.step-arrow { display: flex; align-items: center; justify-content: center; flex: 0 0 auto; width: 28px; color: rgba(255, 255, 255, 0.4); }
.step-arrow svg { width: 22px; height: 22px; }
@media (max-width: 980px) {
  .steps-flow { flex-direction: column; }
  .step-arrow { width: auto; height: 28px; }
  .step-arrow svg { transform: rotate(90deg); }
}

.testimonials { display: grid; grid-template-columns: repeat(3, auto); gap: 14px; }
.t {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 18px;
  box-shadow: 0 10px 24px rgba(18, 46, 57, 0.08);
}
.testimonials .t:first-child { background: linear-gradient(160deg, var(--navy-pale) 0%, #fff 100%); }
.stars { color: #f4b400; margin-bottom: 8px; letter-spacing: 1px; font-size: 16px; }
.t p { margin: 0 0 10px; color: var(--muted); line-height: 1.6; font-style: italic; }
.t b { font-size: 14px; color: var(--navy); }

.cta {
  margin: 16px auto 34px;
  background: linear-gradient(135deg, #0d232c 0%, var(--navy) 52%, var(--navy-light) 100%);
  border-radius: 22px;
  padding: 26px;
  color: #fff;
  text-align: center;
}
.cta h2 { margin: 0 0 10px; font-size: clamp(24px, 3.2vw, 36px); }
.cta p { margin: 0 auto 16px; color: #dcecf1; line-height: 1.6; max-width: 760px; }
.cta .hero-actions { justify-content: center; }
.cta .hero-actions .btn-light { border-color: #ffffff55; color: #fff; background: #ffffff14; }

.faq { display: grid; gap: 12px; margin-top: 8px; }
.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 14px 16px;
  transition: box-shadow .2s ease, border-color .2s ease;
}
.faq details[open] { border-color: var(--navy-light); box-shadow: 0 8px 20px rgba(18, 46, 57, 0.08); }
.faq summary {
  cursor: pointer;
  font-weight: 800;
  color: var(--ink);
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq .faq-chevron { flex-shrink: 0; width: 18px; height: 18px; transition: transform .3s ease; }
.faq .faq-chevron svg { width: 100%; height: 100%; stroke: var(--muted); }
.faq details[open] .faq-chevron { transform: rotate(180deg); }
.faq .faq-a { max-height: 0; overflow: hidden; transition: max-height .35s ease; }
.faq details[open] .faq-a { max-height: 500px; }
.faq details p { margin: 10px 0 0; color: var(--muted); line-height: 1.65; }

.privacy-section { display: none; padding: 44px 0 24px; background: #fff; }
.privacy-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 22px;
  box-shadow: 0 10px 26px rgba(18, 46, 57, 0.08);
}
.privacy-card h2 { margin: 0 0 8px; font-family: "Sora", sans-serif; font-size: clamp(22px, 2.5vw, 30px); color: var(--navy); }
.privacy-updated { margin: 0 0 16px; color: var(--muted); font-size: 0.92rem; }
.privacy-card h3 { margin: 18px 0 8px; font-size: 1.02rem; color: var(--navy); }
.privacy-card p, .privacy-card li { color: var(--muted); line-height: 1.65; font-size: 0.95rem; }
.privacy-card ul { margin: 6px 0 0 18px; padding: 0; }
.privacy-back { display: inline-block; margin-top: 18px; text-decoration: none; font-weight: 700; color: var(--navy); }

body.privacy-only main > * { display: none !important; }
body.privacy-only .privacy-section { display: block !important; }
body.privacy-only .float-wa, body.privacy-only .site-footer { display: none !important; }

.float-wa {
  position: fixed;
  right: 18px; bottom: 18px;
  width: 60px; height: 60px;
  border-radius: 999px;
  background: var(--ok);
  color: #fff;
  text-decoration: none;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 12px 28px rgba(0, 0, 0, 0.25);
  z-index: 50;
}
.float-wa:hover { background: #1e7050; }
.float-wa svg { width: 30px; height: 30px; }

/* -- Footer -- */
.site-footer { background: var(--navy); color: #fff; padding: 64px 0 32px; font-size: 14px; }
.footer-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 32px; margin-bottom: 48px; }
.footer-col h4 { font-weight: 700; font-size: 1rem; margin: 0 0 20px; color: #fff; }
.footer-col p { color: #b9c9ce; font-size: 0.875rem; line-height: 1.6; margin: 0 0 16px; }
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 10px; color: #b9c9ce; font-size: 0.875rem; }
.footer-col a { color: #b9c9ce; text-decoration: none; transition: color .2s; }
.footer-col a:hover { color: #fff; }
.footer-logo { height: 56px; width: auto; margin-bottom: 16px; display: block; }
.footer-social { display: flex; gap: 10px; margin-top: 16px; }
.footer-social a { background: rgba(255,255,255,.12); width: 36px; height: 36px; border-radius: 50%; display: flex; align-items: center; justify-content: center; color: #fff; transition: background .2s; text-decoration: none; }
.footer-social a:hover { background: var(--navy-light); }
.footer-social svg { width: 16px; height: 16px; }
.footer-contact-item { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 14px; }
.footer-contact-icon { min-width: 20px; text-align: center; color: #6fb7cf; font-weight: 700; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.14); padding-top: 24px; display: flex; flex-direction: column; gap: 6px; }
.footer-bottom p { color: #b9c9ce; font-size: 0.75rem; margin: 0; line-height: 1.5; }
.footer-bottom p:not(.footer-brand-line) { text-align: center; }
.footer-bottom-row { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.footer-brand-line { text-align: center; }
.footer-policy-link { color: #b9c9ce; font-size: 0.75rem; text-decoration: underline; }
.footer-policy-link:hover { color: #fff; }
@media (max-width: 860px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 540px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom-row { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 980px) {
  .hero-grid, .strip-grid, .cards3, .testimonials { grid-template-columns: 1fr; }
  .image-break img, .image-break .visual-panel { height: 260px; }
  .section-process { border-radius: 0; }
}

/* -- Por que escolher -- */
.section-why { padding: 72px 0; background: #fff; }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.why-grid > div { min-width: 0; }
.why-img-wrap-lg { width: 728px; max-width: 100%; height: 496px; }
@media (max-width: 860px) {
  .why-grid { grid-template-columns: 1fr; }
  .why-img-wrap { order: -1; }
  .why-img-wrap-lg { height: 220px; }
}
.why-title { font-size: 2rem; font-weight: 800; color: var(--ink); margin: 0 0 16px; line-height: 1.2; }
.why-title span { color: var(--navy-light); }
.why-lead { color: var(--muted); font-size: 1.05rem; line-height: 1.7; margin: 0 0 36px; }
.why-features { display: flex; flex-direction: column; gap: 24px; }
.why-feature { display: flex; gap: 16px; align-items: flex-start; }
.why-icon { min-width: 52px; height: 52px; background: var(--navy-pale); border-radius: 12px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.why-icon svg { width: 24px; height: 24px; stroke: var(--navy); fill: none; }
.why-feature h3 { font-weight: 700; color: var(--ink); margin: 0 0 4px; font-size: 1rem; }
.why-feature p { color: var(--muted); font-size: 0.875rem; line-height: 1.6; margin: 0; }
.why-img-wrap { border-radius: 24px; overflow: hidden; box-shadow: 0 20px 60px rgba(18, 46, 57, .18); display: block; text-decoration: none; }
.why-img-wrap img { width: 100%; height: auto; display: block; transition: transform .3s; }
.why-img-wrap:hover img { transform: scale(1.02); }

/* -- Produtos grid (home) -- */
.section-produtos { padding: 72px 0; background: linear-gradient(180deg, #fff 0%, var(--navy-pale) 100%); }
.produtos-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 26px; }
.produto-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  overflow: hidden;
  text-decoration: none;
  color: var(--ink);
  display: flex;
  flex-direction: column;
  box-shadow: 0 8px 20px rgba(18, 46, 57, 0.06);
}
.produto-card > img { width: 100%; height: 160px; object-fit: cover; display: block; }
.produto-card-body { padding: 16px 18px 20px; }
.produto-card-body h3 { margin: 0 0 6px; font-size: 17px; font-family: "Sora", sans-serif; }
.produto-card-body p { margin: 0; color: var(--muted); font-size: 13.5px; line-height: 1.5; }
.produto-card-cta { margin-top: 12px; font-size: 13px; font-weight: 800; color: var(--navy); }
@media (max-width: 860px) { .produtos-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .produtos-grid { grid-template-columns: 1fr; } }

/* -- Visual panels (icon-based, replaces photography) -- */
.visual-panel {
  background: linear-gradient(135deg, #0d232c 0%, var(--navy) 55%, var(--navy-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.visual-panel::after {
  content: '';
  position: absolute;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.06);
  right: -60px;
  bottom: -90px;
}
.visual-panel svg { width: 88px; height: 88px; stroke: #fff; stroke-width: 1.3; opacity: 0.95; fill: none; position: relative; z-index: 1; }
.hero-img.visual-panel { min-height: 340px; }
.image-break .visual-panel { height: 340px; }
.why-img-wrap.visual-panel {
  min-height: 420px;
  flex-direction: column;
  text-align: center;
  padding: 36px;
  gap: 14px;
}
.why-img-wrap.visual-panel svg { width: 68px; height: 68px; }
.why-img-wrap.visual-panel h3 { margin: 0; font-family: "Sora", sans-serif; font-size: 26px; position: relative; z-index: 1; }
.why-img-wrap.visual-panel p { margin: 0; color: #dcecf1; font-size: 14px; max-width: 280px; line-height: 1.6; position: relative; z-index: 1; }
.produto-card .visual-panel { height: 160px; }
.produto-card .visual-panel svg { width: 48px; height: 48px; }

/* -- Checklist (outras solucoes) -- */
.checklist {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px 40px;
  margin-top: 30px;
}
.check-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 18px;
  border-radius: 16px;
  color: inherit;
}
.check-item .check-icon {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 999px;
  background: var(--ok);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
}
.check-item .check-icon svg { width: 20px; height: 20px; }
.check-item h3 { margin: 0 0 4px; font-size: 16px; color: var(--ink); }
.check-item p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.55; }
@media (max-width: 700px) {
  .checklist { grid-template-columns: 1fr; }
}

/* -- Parceiros -- */
.section-parceiros { padding: 60px 0 72px; background: #fff; }
.parceiros-logos {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 32px 56px;
  margin-top: 30px;
}
.parceiros-logos img {
  height: 52px;
  width: auto;
  max-width: 140px;
  object-fit: contain;
}

/* -- Simulador (home hero form) -- */
.simulador-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 24px 45px rgba(18, 46, 57, 0.16);
}
.simulador-card h2 {
  margin: 0 0 4px;
  font-family: "Sora", sans-serif;
  font-size: 22px;
  color: var(--navy);
}
.simulador-card .sim-sub { margin: 0 0 18px; color: var(--muted); font-size: 13.5px; }
.sim-categorias { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 16px; }
.sim-cat-btn {
  flex: 1 1 auto;
  min-width: 84px;
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 12px;
  padding: 10px 8px;
  font-size: 12px;
  font-weight: 700;
  color: var(--muted);
  cursor: pointer;
  text-align: center;
  transition: all .15s ease;
}
.sim-cat-btn:hover { border-color: var(--navy-light); color: var(--navy); }
.sim-cat-btn.is-active { background: var(--navy); border-color: var(--navy); color: #fff; }
.sim-field { margin-bottom: 14px; }
.sim-field label { display: block; font-size: 12.5px; font-weight: 700; color: var(--ink); margin-bottom: 6px; }
.sim-field input {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 12px 14px;
  font-size: 14.5px;
  font-family: inherit;
  color: var(--ink);
  background: #fbfcfd;
}
.sim-field input:focus { outline: none; border-color: var(--navy-light); background: #fff; }
.sim-row3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 10px; }
@media (max-width: 560px) { .sim-row3 { grid-template-columns: 1fr; } }
.sim-submit { width: 100%; margin-top: 4px; }
.sim-note { margin: 12px 0 0; font-size: 11.5px; color: var(--muted); text-align: center; line-height: 1.5; }